Why to have an insurance for your cat ?

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On June 16th of this year, I’ve been three months old. It is the age from which I can be insured at Animalia.

Why an insurance for me ? Because I am not unfortunately shielded from a disease or from an accident, as everybody, and because the veterinary care can be very expensive. For example, the accident of our poor angel Loupi cost 700 CHF. What would it take place if something happened to me and if Claire and Momo did not have the means to pay my treatment ?

With Animalia, your bean can choose an insurance deductible of 100, 300 or 500 CHF. In case of misfortune, Animalia takes care of 80 % of expenses (after deduction of the insurance deductible) up to 5000 CHF a year, or for an unlimited sum if your bean chooses this option. And they take care of all which follows :

my examinations and my care (by a veterinarian)
my medicine and other means prescribed to the veterinary office
all my vaccines (50 CHF a year, off insurance deductible)
my sessions of homoeopathy, acupuncture, osteopathy or still physiotherapy (maximum 12 sessions to 50 CHF a year)
the transport as a matter of urgency up to a health center in case of misfortune (100 CHF a year)
the publication of an announcement if I run away (50 CHF a year)
my expenses of pension (15 CHF a day during maximum 10 days) if my bean is hospitalized and there is nobody else in the house to take care of me
emergencies all around the world
my night stays to the veterinary office (20 CHF a night, maximum 200 CHF a year)

Of course, it is necessary to warn them at once if we are sick or we have an accident, and to send them invoices when we paid so that they pay off us, but it’s worth it for 7.35 CHF a month, isn’t it ?

And if I don’t need all these services during two years (except vaccination), I have a bonus !

1 CHF = 1.1 $ = 0.65 £ = 0.82 €

16 thoughts on “Why to have an insurance for your cat ?”

angelswhisper2011 4 July 2014 at 10 h 40 min

Well, that is a much eloborated insurance for just a little money, than we have in the Netherlands and Granny had kind of WOW effect, when she saw homeopathy and other natural healings in your policy and wished that we could have that too. We’ll save this post and analyse it later on. Pawkisses for a Happy Weekend 🙂

Hannah and Lucy 4 July 2014 at 13 h 14 min

We are insured too but it does not cover the homeopathy, the natural healings or our annual boosters and having to stay at the vets if our Mum got sick. In fact having looked at this doesn’t she doesn’t know why she has got insurance!
Luv Hannah and Lucy xx xx

Marg 4 July 2014 at 15 h 05 min

That does sound like terrific insurance. That is one lucky little kitten. It sure sounds like that insurance is going to take care of you. Have a great day.

The Island Cats 4 July 2014 at 16 h 26 min

We’ve looked into insurance here, but it’s rather expensive and doesn’t cover some of the things that we would need.

We’re glad you’re covered, Pixie!

Sometimes, Cats Herd You 4 July 2014 at 19 h 27 min

We’re glad you’re covered, Pixie. Better to be safe than sorry!

Caren Gittleman 4 July 2014 at 20 h 01 min

Insurance is super important! Cody and Dakota both have insurance! xoxo

Maxwell, Faraday & Allie 4 July 2014 at 22 h 05 min

We three are insured, as well. And it took forever to get Maxwell (who was incredibly ill as a kitten) to where he was covered without pre-existing conditions. but we got there! It really helped back in february when all 3 cats had oral surgery. UGH.

Flynn 4 July 2014 at 23 h 02 min

That is good insurance and covers lots of things for a very good price. Eric and I used to be insured but when we reached 8 years old it doubled even though we had never claimed.

Sparkle 4 July 2014 at 23 h 05 min

We are too old to qualify for insurance here – but my human says she is going to insure our next feline family member.

Glogirly & Katie 5 July 2014 at 0 h 13 min

We’re glad you’re covered, Pixie!
We still aren’t insured here…Glogirly’s been shopping around though!
: )

jansfunnyfarm 5 July 2014 at 0 h 55 min

Sounds like you got a pretty good deal on your insurance. Hope you never need it for anything other than regular vet exams and shots.

Timmy Tomcat 5 July 2014 at 13 h 06 min

Very good idea Pixie. Dad looked into it for us and it was over 4 times more expensive here in the US. Then there are 7 of us. Quite a monthly bill if we all had insurance. Dad has opted to take a set amount out of his pay and put it away for us. This builds if we do not need it and is there in case. That is as long as Buddy Budd does not have more of his 200 dollar tummy aches. MOL.
Timmy T

Kitties Blue 5 July 2014 at 16 h 44 min

That sounds like a great deal. Glad your humans have help to take care of your veterinary needs. Calista Jo sends hugs to Zorro. Have a terrific weekend. XO, Lily Olivia, Mauricio, Misty May, Giulietta, Fiona, Astrid, Lisbeth and Calista Jo